Terms of Use & Privacy Policy

Terms of Service

[1] Terms

By accessing this web site you are agreeing to be bound by the Terms of Service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

This resource is provided for authorized users only. Any unauthorized access, use or publication of this content is strictly prohibited.

By accepting these terms, you acknowledge awareness that Credit-Check is a third party debt collection agency. This is an attempt to collect a debt by a debt collector and any information obtained will be used for that purpose.

In order to contact you more efficiently, we may, at times, contact you using autodialed or prerecorded message calls or text messages at the telephone number(s) you have provided us or we have received from your creditor, which you have expressly provided to them. We may place such calls or texts to (i) provide notices regarding your Account(s) or Account(s) activity, (ii) investigate or prevent fraud, or (iii) collect a debt owed to us. You agree that we and our service providers may contact you using an auto-dialer or prerecorded message calls and text messages to carry out the purposes we have identified above. We may share your phone number(s) with service providers with whom we contract to assist us in pursuing these interests, but will not share your phone number(s) with third parties for their own purposes without your consent. Standard telephone minute and text charges may apply. In the event that you change your phone number, it is your responsibility to notify our office of the change of phone number.

If you initiate email communication with Credit-Check or any employee of Credit-Check, this email is considered express permission and a request to communicate with our office via email. For your privacy, certain documents may not be available in this form. If you provide private information to a third party, you will assume all responsibility for sharing that information and Credit-Check is not responsible.

[2] Description of Services

Credit-Check provides you with access to your collection balance(s) and provides several payment options. The services, including any updates, and/or addition of new accounts, are subject to terms of use. This website has been prepared and is maintained solely for the purpose of providing information about Credit-Check and the payment options offered by the company. Credit-Check reserves the right to add, modify, or delete any information on this website at any time, with our without notice.

[3] Personal and Non-Commercial Use Limitation

Unless otherwise specified, the services are for your personal and non-commercial use. You may NOT modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, or services obtained from the information.

Effective February 28, 2017. Please contact Credit-Check with any inquiries.


Privacy Policy

This privacy policy applies to information collected online from users of our www.creditcheckup.com website. This policy does not apply to linked sites belonging to other organizations. If you choose to click any external links on this website, you do so at your own risk. In this policy, you can learn what kind of information we collect, when and how we might use that information, and how we protect that information.

WHAT PERSONAL INFORMATION IS COLLECTED THROUGH THIS WEBSITE AND HOW IS IT USED?

We collect information about our users in three ways: directly from the user, from our Web server logs and through cookies. We use the information primarily to provide you with a personalized internet experience that delivers the information, resources, and services that are most relevant and helpful to you. We don’t share any of the information you provided with others, unless we say so in this Privacy Policy or when we believe in good faith that the law requires it.

User-supplied information: if you submit payment through our payment portals, we will ask you to provide Personally Identifiable Information (PII), such as e-mail address, name, home and cell phone numbers, etc. Your submission of this PII shall also serve as consent for Credit-Check and its contractors to use this information to contact you at any point in the future. Any communication will be made in an attempt to collect a debt and any information obtained will be used for that purpose.

Web Server Logs: When you visit our website, we may track information about your visit and store that information in web server logs, which are records of the activities on our site. Servers automatically capture and save the information electronically. Examples of the information we may collect may include:

  • Your unique Internet protocol address
  • The name of your unique Internet service provider
  • The town/city, county/state and country from which you access our website
  • The kind of browser or computer you use
  • The number of links you click within the site
  • The date and time of your visit
  • The web page from which you arrived to our site
  • The pages you viewed on the site

Cookies:In order to provide a customized service, our website and applications may use cookies to store and help track information about you. Cookies are simply small pieces of data that are sent to your browser from a Web server and stored on your computer’s hard drive. We use cookies to help remind us who you are and to help you navigate our site during your visits. Cookies may allow us to save passwords and preferences for you so you won’t have to re-enter them each time you visit.

HOW IS PERSONAL INFORMATION PROTECTED?

We will protect personal information by reasonable security safeguards against accidental loss and from unauthorized access, use or disclosure. However, Credit-Check cannot guarantee that unauthorized persons will always be unable to defeat our security measures.

WHO HAS ACCESS TO THE INFORMATION?

We will not sell, rent, or lease any user data to others, and we will not make your personal information available to any unaffiliated parties, except as follows:

  • To agents, website vendors and/or contractors who may use it on our behalf or in connection with their relationship with us
  • As required by law, in a matter of public safety or policy, as needed in connection with the transfer of our business assets (for example, if we are acquired by another agency or if we are liquidated during bankruptcy proceedings), or if we believe in good faith that sharing the data is necessary to protect our rights or property.

HOW LONG IS MY INFORMATION RETAINED AND DISPOSED OF?

The information you provide through the Credit-Check website may be retained permanently and may not be disposed of.

WHAT IF I DON’T WANT TO PROVIDE PII THROUGH THE CREDIT-CHECK WEBSITE?

If you do not want to provide PII through our website, you can contact our office via mail, phone, fax or visit our office and speak with an employee.

WHAT IF I WANT TO REQUEST MY INFORMATION TO BE AMENDED?

If you notify Credit-Check that our information regarding you is factually incorrect, we will update our records to reflect your amendments. We will deny requests to change your PII if the information you want changed is not factually correct. Your PII is available on our website and is available for your review at most times unless maintenance is being performed on our site.

If you have any additional questions or concerns about this privacy policy, please use your preferred method of contacting us. Contact information is provided at the top of this form.

Revised and Effective December 11, 2017